Creating an Open-Source Alternative to Closed Payment Systems Using React, Node.js, and WebNFC

Developer Nikita has introduced an open-source solution for building local payment systems and loyalty programs, aimed at small businesses, festivals, and corporate environments. The project aims to replace expensive proprietary hardware and complex integrations. The system runs directly in the browser without requiring separate app installations and utilizes WebNFC technology for card interaction. The tech stack includes React for the frontend and Node.js for the backend. This development offers an affordable alternative for scenarios where implementing full-scale banking acquiring is economically unfeasible or excessive. The author emphasizes the lightweight nature of the solution and the ease of deployment, making it a convenient tool for temporary events or small retail outlets. The project is available for community review and improvement, contributing to the development of accessible financial technologies.